Empowering Your Financial Future

Redefining wealth management with clarity and trust

At FinanzBeratung Schmidt GmbH, we believe financial confidence begins with understanding and transparency. Our expert team in Stuttgart is committed to crafting bespoke financial solutions that address your unique goals, whether you are securing your family's future, planning for retirement, or optimizing your business's growth path. With over 15 years of unwavering commitment to independence and expertise, we've empowered countless clients to take charge of their wealth journey.
From state-of-the-art investment strategies and robust risk management to precise tax optimization, we work alongside you every step, providing clarity in an ever-changing financial environment. Discover the peace of mind that comes with advice rooted in trust, ethics, and thorough German financial knowledge.
Join our community to access a free, no-obligation consultation, and let us show you what truly personalized financial guidance means.

Independent & Unbiased Certified Financial Advisors Trusted in Stuttgart for 15+ Years
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Who We Are

Established in 2008, FinanzBeratung Schmidt GmbH stands as a pillar of financial expertise in Stuttgart. Our journey began with a clear objective: to bring honest, transparent, and client-focused financial advice to individuals, families, and businesses in Baden-Württemberg and beyond. Over the years, we have become renowned for our steadfast commitment to fiduciary standards—putting our clients’ interests above all else.

Our advisors are highly qualified, multilingual professionals with deep roots in German and European financial markets. This allows us not only to serve the distinguished Stuttgart business community but also to provide guidance that crosses borders, making us a trusted partner for both locals and international clients relocating to Germany.

As independent and unbiased counselors, we operate free from product-related commissions. This autonomy gives us the freedom to focus entirely on crafting bespoke solutions tailored around each client's aspirations, risk tolerance, and lifecycle needs.

Our approach is always personal. During each consultation, we take the time to get to know the individual behind the portfolio—your ambitions, concerns, and values are the driving force behind every recommendation we make. Our expertise covers all facets of financial planning, asset management, retirement strategies, insurance analysis, and tax-optimized investments.

Innovation is integral to our operation. By combining proven principles of financial stewardship with the latest digital dashboards and intelligent analysis tools, we offer transparency and hands-on control that puts clients in the driving seat of their financial future.

At our welcoming Stuttgart office, you’ll find a team as passionate about your goals as you are. Whether you are a young professional entering your career, an established business owner seeking efficiency, or a family planning for future generations, our advisors are fluent in both German and English, ensuring guidance is always clear and accessible.

FinanzBeratung Schmidt GmbH isn’t just about numbers—it’s about relationships. Many of our clients return year after year, referring friends and family because they trust us to help them adapt to life’s changes, overcome challenges, and seize opportunities.

Our core values include transparency, integrity, discretion, and an unwavering focus on long-term results. We maintain strict confidentiality and adhere to robust data protection standards, keeping your private information secure at all times.

With a reputation built on word-of-mouth and proven outcomes, our team sees every new client as a partnership for success. We regularly invest in ongoing training and certification, staying at the forefront of legislation, product innovation, and industry best practices.

We offer both single-event advice and comprehensive, ongoing support so that you can choose the level of engagement that suits you.

Our mission is to empower individuals and businesses to achieve their financial aspirations through personalized solutions, expert guidance, and a commitment to long-term success.

  • Serving Germany since 2008
  • Fiduciary standards—always in your best interest
  • Multilingual advisors
Team of advisors in Stuttgart office discussing client portfolio

Our Services

Comprehensive financial expertise, tailored to your unique needs.
Our multidisciplinary team provides the full spectrum of financial advisory, ensuring clients benefit from a unified approach to asset growth, security, and efficiency. Explore the services that set us apart below.

Advisor creating financial plan with client

Financial Planning

Your financial path deserves a bespoke roadmap. We craft holistic, goal-driven plans for individuals, families, and self-employed professionals to ensure you have a clear, actionable strategy regardless of life's twists and turns. Our process starts with a deep dive into your aspirations and challenges—from family security and children's education to wealth accumulation and legacy planning. You receive a plan grounded in proven methods paired with regular reviews to keep your finances resilient and ready for tomorrow.

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Investment Advisory

Secure growth and peace of mind with our custom portfolio construction. We design your investments based on independent research, your risk profile, and global best practices in asset allocation. Our strategies span equities, bonds, ETFs, and sustainable investments that align with your personal values. Continuous monitoring, transparent reporting, and real-time dashboards ensure you have full visibility and control—without the daily stress of market movements.

Senior couple reviewing retirement options

Retirement & Pension Consulting

Plan for a future where every day counts. Our advisors guide you through the complexities of German and international pension systems, helping you balance public and private provisions, optimize statutory allowances, and safeguard your standard of living. Whether you're decades from retirement or already approaching new life chapters, we build robust, tax-advantaged strategies so you can enjoy the years ahead with assurance.

Advisor explaining tax documents to client

Tax Optimization Strategies

Minimize your tax obligations and keep more of your hard-earned wealth. Our certified tax specialists provide clear, actionable insights into current regulations, structuring your finances to take advantage of available deductions, allowances, and investment-friendly tax wrappers. From business owners to expatriates, our advice ensures you remain compliant while benefiting from every legitimate opportunity the system affords.

Business owner reviewing risk management plan

Risk Management

Life’s uncertainties don’t have to be financial setbacks. We provide tailored risk analyses and comprehensive insurance recommendations to ensure your assets, business, and loved ones are protected. Our independence means we only recommend products that genuinely serve your needs. From liability insurance to asset protection and contingency planning—let us fortify your financial safety net.

Client meeting with wealth manager

Wealth Management

Our end-to-end wealth management brings together investment know-how, robust estate planning, and daily oversight. Designed for high-net-worth individuals and families, your dedicated manager works alongside our research and legal teams to optimize every element: from inheritance planning and cross-border assets to philanthropic endeavors. We blend discipline and flexibility, providing you with generational peace of mind.

Why Choose Us?

  • Personalized, Transparent Advice
    Every client receives tailored recommendations by certified experts. We foster an open dialogue and practice full disclosure so you’re always in control of your decisions and aware of all factors impacting your finances.
  • Cutting-Edge Tools
    Access intuitive digital dashboards and real-time portfolio tracking. Our technology empowers you with insights usually reserved for institutions, adapted in plain language to suit your day-to-day needs.
  • No Sales Pressure
    Our only motivation is your financial success, not product sales. You will never feel pressured to buy, and recommendations are objective, evidence-based, and fully in your interest.
  • Data Security
    State-of-the-art security keeps your sensitive data private and safe. We leverage industry-approved encryption, secured cloud storage, and are fully GDPR-compliant, guaranteeing the confidentiality and safety of your information.
  • Local Expertise, National Reach
    Deep knowledge of German regulations combined with wide industry experience. Our team is versed in both regional and national standards, so you get robust, reliable guidance wherever you are in Germany.
  • Regular Updates
    Stay informed with quarterly reviews and on-demand consultations. Our philosophy is proactive, not reactive, so you are ready for life’s next opportunities.
Happy family celebrating financial milestone

How It Works

1. Register for a Free Consultation

Book your complimentary trial meeting—choosing between an in-person session in our comfortable Stuttgart office or a secure online video call. We ensure scheduling is simple and flexible to suit your routine.

2. Discover Your Goals

In a confidential conversation, we listen to your ambitions, concerns, and priorities. Understanding you as a person—not just your portfolio—lets us tailor every recommendation to your life situation.

3. Receive a Personalized Plan

Based on your needs, our certified advisors design a transparent, step-by-step strategy. Every option is clarified so you know exactly how your roadmap will benefit your financial well-being in the short and long run.

4. Implement & Monitor

Should you wish to proceed, we execute your plan and set up regular check-ins. Our team continues to monitor and adjust your strategy as your goals evolve—keeping you informed and in control at every stage.

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What Our Clients Say

Meet Our Advisors

Experienced, independent, and always on your side.
Every member of our team brings an extraordinary level of expertise, ethical commitment, and personal care to your financial questions. We believe that trust begins with transparency—please meet our senior advisors below.

Matthias Schmidt - Managing Director

Matthias Schmidt

Managing Director, Certified Financial Planner

With more than 25 years in the financial sector, Matthias is renowned for his steadfast integrity and in-depth knowledge of wealth management. He personally ensures that each client—regardless of their background—receives dedicated, respectful, and prudent advice. He is particularly passionate about fostering long-term partnerships built on mutual trust, and regularly leads community seminars on financial literacy in Stuttgart.

Julia Adler - Senior Advisor

Julia Adler

Senior Advisor, Tax Specialist

Julia is acclaimed for her expertise in German taxation and retirement structures, assisting clients from all walks of life—including international professionals and expats—to find clarity amid regulatory complexities. She’s approachable, detail-oriented, and lauded for making difficult topics simple. Julia’s bilingual proficiency also ensures seamless service for English and German speakers alike.

Dr. Stefan Roth - Head of Research

Dr. Stefan Roth

Head of Research & Investment

Stefan leads our research department, ensuring practices are always at the forefront of industry advancements. With a doctorate in economics and published work in investment management, he guides the team in building resilient, evidence-based strategies for steady growth—even in challenging markets.

Frequently Asked Questions

Absolutely. Our initial trial consultation has no cost and no obligation. Discover our approach before you decide—this is the best way to experience the value we can offer firsthand.

No. We help clients at all life stages—from starting out to managing substantial wealth. Our mission is to democratize financial clarity, so we welcome anyone seeking guidance, regardless of their net worth or income.

Yes. We do not accept sales commissions from product providers. Recommendations are always client-first and completely independent—in line with strict regulatory and ethical standards.

We use strong encryption, secure cloud solutions, and comply fully with GDPR and German data privacy laws. All client communication and records are treated with the utmost discretion and stored in protected servers.

Yes, our advisors are fluent in English and German. We regularly assist international clients and offer all documentation, advice, and reporting in both languages as needed.

Start Your Free Trial Consultation

Take the first step toward financial clarity. Book a complimentary, no-obligation session and see how our expertise can transform your financial journey. In less than one minute, reserve your appointment and benefit from professional guidance trusted throughout Stuttgart and beyond.

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